Ledgerwood Joanna. Microfinance handbook : an institutional and financial perspective / by Joanna Ledgerwood. - Washington D.C. : The World Bank, 1999. - xvi, 286 p. : 32 cm. - Sustainable banking with the poor . ISBN: 0-8213-4306-8 Subjects--Index Terms: Microfinance; Financial institutions. Dewey Class. No.: 332.221 JOA / 102